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Customer stories

Richard's Story - Borrower

Richard
"Sharp & Tappin is a precision engineering company and has been going for 11 years. The business has two parts: one is onboard cameras for ships and the other is composite blade saws for the aerospace industry. The business was set up by one of my sons and one of his friends' fathers and I joined it. The business was expanding and we desperately needed more space. We were renting units but we didn’t want to rent more space as this was dead money, instead we wanted to buy some land and build on it.

In 2007, we bought development land, Natwest were going to lend us...
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Jim’s Story - Lender

Jim
"I started my working life as a pilot in the Royal Air Force and after a 10 year commission I went to work in a building society which had a business arrangement with Parnalls solicitors who arranged private mortgages.  If their clients had money to save Parnalls would recommend they save with my building society and in return I would provide their clients with mortgages. This was very standard practice in the 1980s and was the way we all did business in those days.

I then set up my own finance broking company and was already lending a bit of my own money through Parnalls when...
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Pam's Story - Borrower

Pam
"In 2009, I, together with my husband Robert and daughter Robyn, bought a pub which I had previously owned with my husband and sister in law and brother in law and sold in 2001. Since then it had had two other owners and the whole pub business had completely changed. When we first ran it, people could still smoke inside and most of our profits came from the drinking trade which was phenomenal.

The drinking trade is no longer viable as a business model on its own. The “pub” business is now as much about the food and accommodation. We had taken a loan with NatWest to buy...
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Nick's Story - Borrower

Nick
Originally I was a farmer, but after Foot and Mouth affected us we had to diversify and Folk2Folk have enabled me to do this.  

Initially I borrowed money through Parnalls Solicitors in 2011 to raise money for my parent’s new bungalow. Banks weren’t lending to anyone so this was a good option. Since then I have borrowed money through Folk2Folk and think I am probably one of their most active borrowers and certainly one of the first. I have used the money to do up my own home, make improvements to my land, buy a digger and renovate a large barn which now houses a business...
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Customer Stories

  • Richard's Story - Borrower

    "Sharp & Tappin is a precision engineering company and has been going for 11 years. The business has two parts: one is onboard cameras for ships and the other is composite blade saws...
  • Jim’s Story - Lender

    "I started my working life as a pilot in the Royal Air Force and after a 10 year commission I went to work in a building society which had a business arrangement with Parnalls solicitors who...
  • Pam's Story - Borrower

    "In 2009, I, together with my husband Robert and daughter Robyn, bought a pub which I had previously owned with my husband and sister in law and brother in law and sold in 2001. Since then it...
  • Nick's Story - Borrower

    Originally I was a farmer, but after Foot and Mouth affected us we had to diversify and Folk2Folk have enabled me to do this.  

    Initially I borrowed money through Parnalls Solicitors in 2011...
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