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Get a business loan

We’ll sort out the finance so you can crack on with your business. Borrow from £25,000

  • Decision in 24-48 hours
  • Funds within 7-10 days of your approved application*
  • Interest only loans at 5.5% or 6.5%
  • Fixed or flexible loans
  • We take an holistic view of you, your business and your project

*If you have all the relevant documents ready, and there are no complications.
Your property against which the loan is secured could be at risk if you don’t meet payments.

Get a decision in hours not months

Apply online, call us
or drop into a branch
Decision within 24-48 hours
Funds released in 7-10 days*

What we finance

We’ve sorted out finance for a wide range of businesses ranging from farmers who are diversifying, golf clubs, property developments, B&Bs and country hotels, manufacturing businesses, livestock hauliers and cafes! So whether you are looking to grow your business, develop property, buy an asset or boost working capital, our secured loans can help you grab opportunities with confidence.

Are you eligible?

  • You are looking to borrow £25000 or more
  • You have land or property to secure against the loan (we lend up to 60% of the forced-sale value of the security)
  • You are based in the UK (excluding Isle of Man and Channel Isles)
  • You are over 18

Call 0330 053 5532*

or fill out the form below and we’ll call you back within the working day.

Latest News

  • Folk2Folk joins industry trade body the P2PFA

            Folk2Folk is pleased to announce it has joined the Peer-to-Peer Finance Association (P2PFA), recognised as a beacon for good standards of business conduct...
  • Gastro guesthouse: Coombeshead Farm opens with help from Folk2Folk

    Cornwall is renowned for its culinary talents to turn amazing local produce into exquisite plates of food in fantastic settings. As a result, there is an abundance of award winning restaurants and...
  • Local swimming pool business stays afloat through Folk2Folk

    Business owner Laura of Aqua Stars Academy of Swimming turned to Folk2Folk to help her achieve her business goal of owning her own pool after years of renting a facility, allowing her to set up her...
  • Folk2Folk wins industry award

    We’re very pleased to announce that Folk2Folk has finished off the year with an award win.  This week, we were named by industry leading publication AltFi News as the UK’s “Up...
  • Folk2Folk gains FCA authorisation

    Today we are delighted to share some exciting news and a significant milestone for Folk2Folk as a P2P lending business as we are now fully authorised by the FCA.    Regulation is a huge...

Customer Stories

  • Richard's Story - Borrower

    "Sharp & Tappin is a precision engineering company and has been going for 11 years. The business has two parts: one is onboard cameras for ships and the other is composite blade saws...
  • Jim’s Story - Lender

    "I started my working life as a pilot in the Royal Air Force and after a 10 year commission I went to work in a building society which had a business arrangement with Parnalls solicitors who...
  • Pam's Story - Borrower

    "In 2009, I, together with my husband Robert and daughter Robyn, bought a pub which I had previously owned with my husband and sister in law and brother in law and sold in 2001. Since then it...
  • Nick's Story - Borrower

    Originally I was a farmer, but after Foot and Mouth affected us we had to diversify and Folk2Folk have enabled me to do this.  

    Initially I borrowed money through Parnalls Solicitors in 2011...
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