Borrowing 0330 058 3153
Lending 0330 053 5532
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  • A Business Loan for me and 6.5% p.a. interest for Pam

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us
  • 6.5% p.a. interest for me and a Business Loan for John

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

Loans funded to date £214,142,805
Borrow
  • Get a decision in 24 - 72 hours*
  • Loans in weeks not months
  • No capital repayments
  • Fixed or flexible loans
Get a business loan
Lend
  • 6.5% p.a. interest paid monthly
  • Secured against land or property
  • Personal service
  • Support local businesses
Become a Lender

*You’ll get a decision on your loan within 24 - 72 hours of completing and submitting an application if all relevant documents are provided and there are no complications.

"I feel secure lending with FOLK2FOLK and enjoy a good rate of return. FOLK2FOLK has a family feel to it which I find reassuring."
K. Holmes, Lender
FOLK stories
Our customers love what we do

What we do

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
FOLK2FOLK 2015 Best lending platform for small businesses
FOLK2FOLK 2016 up and coming P2P business platform of the year
FOLk2FOLK 2017 AWARD
Helping to unlock LEADER funding

In March we hosted two townhall style events in Gloucestershire. These focused on helping rural businesses access grant funding through...

22nd April 2018
Have you considered transferring your ISA?

Britain’s ISA system has undergone some major changes over the past few years. As well as a number of new...

22nd April 2018
Looking beyond “Pensioner Bonds” – FOLK2FOLK, a real alternative

Almost four years ago, Chancellor of the Exchequer George Osborne announced plans to ease the pain that had been felt...

22nd January 2018
How P2P finance can help the UK’s farming industry

Farmers are set to be some of the hardest hit workers as Britain negotiates its way out of the EU....

9th November 2017