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  • Peer to peer lending:

    A Business Loan for me and 6.5% p.a. interest for Pam

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us
  • Peer to peer lending:

    6.5% p.a. interest for me and a Business Loan for John

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us
P2P borrowing
  • Get a decision in 24 - 72 hours*
  • Loans in weeks not months
  • No capital repayments
  • Fixed or flexible loans
Get a business loan
P2P lending
  • 6.5% p.a. interest paid monthly
  • Secured against land or property
  • Personal service
  • Support local businesses
Become a Lender
Peer to peer loans funded to date £264,435,306

Our approach to P2P lending

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

*You’ll get a decision on your loan within 24 - 72 hours of completing and submitting an application if all relevant documents are provided and there are no complications.

"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Lender
FOLK stories
Our customers love what we do

Our peer to peer lending platform

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
FOLK2FOLK 2015 Best lending platform for small businesses
FOLK2FOLK 2016 up and coming P2P business platform of the year
FOLk2FOLK 2017 AWARD
Lady Astor Statue Appeal

FOLK2FOLK are proud to be supporting the Lady Astor Statue Appeal to build a statue of the first lady of...

14th November 2018
THE P2P SECRET BEHIND LENDING £260m WITH NO LENDER LOSSES

Not all Peer-to-Peer (P2P) lenders are the same when it comes to risk and reward explains Roy Warren Head of...

12th November 2018
Farms for City Children are FOLK2FOLK’s charity partner

As FOLK2FOLK's charity partner, we asked Farms for City Children to tell you a little about who they are and...

9th November 2018
Should we leave it to Farmers to be the curators of our Countryside?

As we, and thousands of visitors, enjoy our beautiful countryside this autumn Claire Thayers asks us to think of the...

9th November 2018