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    Life changing loans
    from 0.38% p.m.

    Tabitha used her FOLK2FOLK business loan to convert a country house into a boutique hotel. What could you do with yours?

    Find out more
  •  

    Open up a new world of opportunities with our income Innovative Finance ISA (IFISA)

    Boost your monthly income by earning up to 9% p.a. tax free and who knows where it could take you! Capital at risk. No FSCS. ISA rules apply.

    Find out more
P2P borrowing
  • Rates from 0.38% p.m.*
  • Business loans from £50,000 to £5m+
  • Borrow from 6 months - 5 years
  • Interest-only loans in weeks not months
Get a business loan
*This is equivalent to 4.5% p.a.
P2P lending
  • Rates up to 9% p.a.*
  • Interest paid monthly
  • Secured against land or property
  • Personal service
Become a Lender
*Capital at risk. No FSCS.
Peer to peer loans funded to date £297,709,306

Our approach to P2P lending

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

"I feel secure lending with FOLK2FOLK and enjoy a good rate of return. FOLK2FOLK has a family feel to it which I find reassuring."
K. Holmes, Lender
FOLK stories
Our customers love what we do

Our peer to peer lending platform

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
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27th June 2019
Time is Money – Maximise your tax-free earnings!

Don't delay in making the most of your annual £20,000 tax-free allowance. Join our community of IFISA investors who typically...

27th June 2019
Retirement Planning for Farmers

What happens if you're an older farmer with a farm and land but without family to take over or the...

27th June 2019
FOLK2FOLK ‘Influential Woman’ of the Year Announced!

The final awards ceremony of this year's Devon & Cornwall Venus Awards was held at the beautiful St Mellion International...

1st April 2019