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Lending 01566 788667
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  • A Business Loan for me and 6.5% p.a. interest for Pam

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us
  • 6.5% p.a. interest for me and a Business Loan for John

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

Loans funded to date £242,983,305.00
Borrow
  • Get a decision in 24 - 72 hours*
  • Loans in weeks not months
  • No capital repayments
  • Fixed or flexible loans
Get a business loan
Lend
  • 6.5% p.a. interest paid monthly
  • Secured against land or property
  • Personal service
  • Support local businesses
Become a Lender

*You’ll get a decision on your loan within 24 - 72 hours of completing and submitting an application if all relevant documents are provided and there are no complications.

"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Lender
FOLK stories
Our customers love what we do

What we do

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
FOLK2FOLK 2015 Best lending platform for small businesses
FOLK2FOLK 2016 up and coming P2P business platform of the year
FOLk2FOLK 2017 AWARD
VIDEO: FOLK2FOLK talks visitor economy

FOLK2FOLK Corporate & Community Engagement Manager, Claire Thayers, discusses why the visitor economy matters to the UK's rural communities and...

20th July 2018
Farmers are good conservationists

Habitat and wildlife decline are often blamed on farmers, but Ian Bell fights their corner. It is a familiar routine...

19th July 2018
Why go when you can stay?

How our holiday choices have the power to positively impact our local economies Now the school holidays have arrived, and...

19th July 2018
Unlocking LEADER funding in Cornwall: Last seminar

Following on from FOLK2FOLK's LEADER funding information seminars in June, we've organised a final seminar for 30th July near St...

6th July 2018