Borrowing 0330 058 3153
Lending 0330 053 5532
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  • A Business Loan for me and 6.5% p.a. interest for Pam

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us
  • 6.5% p.a. interest for me and a Business Loan for John

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

Loans funded to date £231,614,805.00
Borrow
  • Get a decision in 24 - 72 hours*
  • Loans in weeks not months
  • No capital repayments
  • Fixed or flexible loans
Get a business loan
Lend
  • 6.5% p.a. interest paid monthly
  • Secured against land or property
  • Personal service
  • Support local businesses
Become a Lender

*You’ll get a decision on your loan within 24 - 72 hours of completing and submitting an application if all relevant documents are provided and there are no complications.

"I feel secure lending with FOLK2FOLK and enjoy a good rate of return. FOLK2FOLK has a family feel to it which I find reassuring."
K. Holmes, Lender
FOLK stories
Our customers love what we do

What we do

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
FOLK2FOLK 2015 Best lending platform for small businesses
FOLK2FOLK 2016 up and coming P2P business platform of the year
FOLk2FOLK 2017 AWARD
VIDEO: Brexit – react or retire?

Our Head of Farming and Rural Engagement, Ian Bell OBE, discusses the opportunities facing UK farmers and whether they react...

28th May 2018
PODCAST: Featuring FOLK2FOLK CEO Giles Cross

In this podcast, Giles talks freely about his career; the provenance, stewardship and responsibilities of the business; and the key...

28th May 2018
It’s show time!

By Claire Thayers, FOLK2FOLK Chapter Development Manager It’s that hectic time of the year, when we have a diary full...

25th May 2018
Unlocking LEADER funding in Cornwall

Advice and support on obtaining LEADER grants and alternative funding LEADER funding presents an opportunity for both agriculture and leisure...

25th May 2018