Borrower enquiry
01566788667
Lender enquiry
01566 788667
Menu

  •  

    Life changing loans
    from 0.38% p.m.

    Tabitha used her FOLK2FOLK business loan to convert a country house into a boutique hotel. What could you do with yours?

    Find out more

  •  

    Open up a new world of opportunities with our income Innovative Finance ISA (IFISA)

    Boost your monthly income by earning up to 9% p.a. tax free and who knows where it could take you! Capital at risk. No FSCS. ISA rules apply.

    Find out more
P2P borrowing
  • Rates from 0.38% p.m.*
  • Business loans from £50,000 to £5m+
  • Borrow from 6 months - 5 years
  • Interest-only loans in weeks not months
Get a business loan
*This is equivalent to 4.5% p.a.
P2P lending
  • Rates up to 9% p.a.*
  • Interest paid monthly
  • Secured against land or property
  • Personal service
Become a Lender
*Capital at risk. No FSCS.
Peer to peer loans funded to date £315,794,306

Our approach to P2P lending

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Lender
FOLK stories
Our customers love what we do

Our peer to peer lending platform

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
FOLK2FOLK in the news

You might like these Popular Reads
Summer Show Season Comes to an End for Another Year

We’ve had a busy summer at local and county shows from Cornwall to Yorkshire! And we always like to reflect...

6th September 2019
Farmers weathering the storm

Like the weather, politics are outside the control of farmers, so how can farmers hedge their bets in the current...

6th September 2019
Vision for payments 2020

Domestically real-time, transparent transfers are the norm. Thanks to changes in the cross-border sphere, international payments are moving the same...

6th September 2019
A Matter of Life and Debt

Last summer we spent a delicious day filming with our Borrower customer Dartington Dairy for the BBC1 documentary series ‘A...

28th August 2019

Your capital is at risk and is not protected under the Financial Services Compensation Scheme. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.

Your property against which the loan is secured could be at risk if you don’t meet payments. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.

© 2018 FOLK2FOLK, Registered in England No. 08178576.

Sitemap