Borrowing 01566788667
Lending 01566 788667
Menu
  • A Business Loan for me and 6.5% p.a. interest for Pam

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us
  • 6.5% p.a. interest for me and a Business Loan for John

    FOLK2FOLK offers simple, straightforward, local peer to peer lending. We match Lenders with local businesses looking for finance to grow, develop or diversify. Capital at risk.

    Talk to us

Human 2 Human

We put a human face to finance. Meet us in one of our branches

Fairer Finance

We believe in a fair exchange between Borrower and Lender

Invest Local

Our Lenders are helping local businesses grow and thrive nationwide

Loans funded to date £248,288,305.00
Borrow
  • Get a decision in 24 - 72 hours*
  • Loans in weeks not months
  • No capital repayments
  • Fixed or flexible loans
Get a business loan
Lend
  • 6.5% p.a. interest paid monthly
  • Secured against land or property
  • Personal service
  • Support local businesses
Become a Lender

*You’ll get a decision on your loan within 24 - 72 hours of completing and submitting an application if all relevant documents are provided and there are no complications.

"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Lender
FOLK stories
Our customers love what we do

What we do

We empower local businesses requiring debt finance by matching them directly with individual investors through our award-winning peer to peer lending platform.

We are leading a Local Lending Movement by enabling Lenders to support local UK businesses to grow, develop and diversify, driving positive impacts in local and rural communities, creating job opportunities and contributing to the UK economy.

Join The Movement
FOLK2FOLK 2015 Best lending platform for small businesses
FOLK2FOLK 2016 up and coming P2P business platform of the year
FOLk2FOLK 2017 AWARD
SleepOut for the homeless

Wednesday 10th October is World Homeless Day and Caring for Communities and People (CCP), a Gloucestershire based charity, have asked up...

20th September 2018
A Matter of Life and Debt

We recently spent a delicious day filming with our Borrower customer Dartington Dairy for the BBC1 documentary series ‘A Matter...

19th September 2018
VIDEO: The Local Lending Movement

FOLK2FOLK CEO, Giles Cross, talks about his vision to create a national local network of Lenders and Borrowers who together are dynamising rural...

14th September 2018
Is your capital working hard enough for you in retirement?

Pension Awareness Day on 15th September is an annual reminder to take an interest in how hard your savings and...

14th September 2018