We help to create and sustain financially and socially successful local communities by facilitating straightforward local peer to peer lending.
We match local businesses looking for loans with individual investors through our award-winning peer to peer lending platform.
FOLK2FOLK enables lenders to support local UK businesses to grow and thrive. This positively impacts local communities across the UK, creating job opportunities and contributing to the UK economy.
We’ve always talked about creating a national community of Lenders and Borrowers to dynamise the rural economy. Now we’re creating a wider ecosystem that goes beyond that to facilitate rural business growth on the ground. We call it our Local Lending Movement.
FOLK2FOLK is a national business with a local presence in Cornwall, Devon, Gloucestershire, Herefordshire, Worcestershire and Rutland. We value our relationships and networks to enable the delivery of The Local Lending Movement.
Since 2013, we’ve successfully provided secured business loans to property renovators and developers, country hotels and pubs, food and drink producers, landowners and farmers seeking to diversify, manufacturing businesses, yoga studios, cafes, and golf courses to name a few. All our borrowers are local, rural or entrepreneurial businesses looking for finance to grow, develop or diversify.
Our Lenders are individuals seeking to make a good investment and get the most out of their money. As a FOLK2FOLK Lender, they receive a fixed interest rate of between 4.5% p.a. up to 9% p.a. and the unique reward knowing they are helping to make a huge impact on local businesses and communities.
Your capital is at risk and is not protected under the Financial Services Compensation Scheme. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.
Your property against which the loan is secured could be at risk if you don’t meet payments. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.