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FOLK2FOLK is re-setting the values around lending money. We exist to provide a fair deal for all, to make lending easier, more reliable and less stressful.

Our Team

Compliance

Jodie Watton

Jodie Watton
jodiewatton@folk2folk.com
01566 788 379
linkedin

I have moved to the area to take up this new position. I support our Head of Compliance on regulatory requirements and monitor that procedures are being followed to ensure we remain compliant within FCA rules. I couldn’t feel more lucky to be able work here using the experience I have gained in the big city whilst enjoying the beauty that this area has to offer. It really is the best of both worlds.

Lucinda Dalziel

Lucinda Dalziel
lucindadalziel@FOLK2FOLK.com
01566 771 832
linkedin

I help the firm to understand regulatory requirements and make sure we’re following the FCA rules.  I have 25 years’ regulatory, financial services and commercial experience.  It’s really great that I can do this whilst living by the sea.

Finance

Matt Evans

Matt Evans
mattevans@FOLK2FOLK.com
01566 788 351
linkedin

After 22 years in Financial Services in London, I moved to Cornwall in 2014 for a seachange and joined FOLK2FOLK in 2015. I’m proud to work for a small local company that has now expanded nationally and delivers an invaluable service for the local community. Outside of work I enjoy walking along the beach with my son at home in Padstow.

Caroline Scott

Caroline Scott
carolinescott@FOLK2FOLK.com
01566 788 364
linkedin

I have recently joined FOLK2FOLK having been a qualified accountant for over 30 years working in a variety of organisations. I moved to Cornwall 13 years ago and love the lifestyle. Outside work I enjoy keeping fit, meeting friends for coffee and volunteering for the RNLI.

Jane Ledward

Jane Ledward
janeledward@FOLK2FOLK.com
01566 788 367
linkedin

After relocating from Berkshire to Devon with my partner, 2 horses and a boxer dog I joined a local firm of solicitors before joining FOLK2FOLK and the finance team.

HR

Fiona MacInnes

Fiona MacInnes
fionamacinnes@FOLK2FOLK.com
01566 788 350
linkedin

I have enjoyed a varied career in H.R.  I love being part of growing an innovative business like FOLK2FOLK and helping to develop a skilled and flexible team. Out of work my passions are keeping fit, spending time with my family and friends and spoiling my pug!

IT

Richard McClenaghan

Richard McClenaghan
RichardMcClenaghan@folk2folk.com
linkedin

My role here at FOLK2FOLK is Process Improvement Analyst. My background is quite eclectic; starting as an admin assistant through to more recently, project management, business analysis, and service improvement. I am passionate about helping businesses to reduce waste whilst maintaining quality and consistency and providing an excellent customer experience. I have lived in Cornwall since 2004, have two wonderful children, and very much enjoy spending time with them and my girlfriend – exploring new places. I enjoy music, comedy, movies, reading when I get the time, and the occasional documentary.

Mike Bondartschuk

Mike Bondartschuk
MikeBondartschuk@folk2folk.com
linkedin

My role at FOLK2FOLK is as a Business Intelligence Analyst, primarily supporting colleagues with business reporting, but also creating analytical information and dashboards as business management tools.
My previous careers included 20+ years as an accountant, both in professional practice and commerce and also in property management.
In my spare time I enjoy listening to my extensive vinyl collection of all types of music, walking with my partner Lisa and most of all creating photographs.

Legal

Helen Willett

Helen Willett
helenwillett@FOLK2FOLK.com
07468 690 237
linkedin

After twenty plus years as a commercial property lawyer in London private practice, it was time for a change. I love the variety of being in-house legal and client-side. Along with my twin daughters and partner, I am now a west Cornwall smallholder with a menagerie of rare breed sheep and chickens, bees, cats, a peacock and our beloved greyhound.

Loan Management

Amy Putt

Amy Putt
amyputt@FOLK2FOLK.com
01566 788 369
linkedin

I first joined FOLK2FOLK as a Client Relationship Officer for the Lending Team and have now moved into the Borrowing Team. I have previous experience in administration and finance. Outside of work I am a keen pianist and play to Diploma standard. I love my whippet and exploring the world.

Bill King

Bill King
BillKing@FOLK2FOLK.com
07484 544978
linkedin

I have worked in Finance for over 40 years with the majority of that time spent in big ticket asset finance e.g. Planes, Trains & Automobiles. After a short career break I was delighted to join Roy Warren’s Team in FOLK2FOLK to put my experience to good use within a organisation dedicated to supporting local businesses and communities. Outside of work you will find me either on the golf course, tennis court or in the gym.

Lynda Statton

Lynda Statton
lyndastatton@FOLK2FOLK.com
01566 788 370
linkedin

I have a background in Financial Services and joined FOLK2FOLK in 2016 as a Client Relationship Officer. My responsibilities include matching our lenders to the loan opportunities on offer, issuing the loan documentation to our lenders and dealing with client enquiries. In my spare time I enjoy rugby (as a spectator only!), walking my dog and travelling.

Meg Jenkins

Meg Jenkins
megjenkins@FOLK2FOLK.com
01566 788 357
linkedin

I am new to the Legal team at FOLK2FOLK so my role is constantly evolving. I recently moved to Cornwall with my fiancé and our beautiful, 11-month-old cocker spaniel, and we are enjoying exploring the lovely countryside and beaches, which is our favourite place to be.

Roy Warren

Roy Warren
roywarren@FOLK2FOLK.com
01761 568 081
linkedin

I've had a varied career, being a banker to the aristocracy and A-list Hollywood film stars. Over the last 20 years, I have focused on Risk and Portfolio Management, being responsible for global asset management, including landmark real estate projects, rail networks, aviation and marine portfolios. I have a personal interest in property renovation, with a particular interest in sustainable property development. I love spending time with my grandchildren… a great joy of my life.

Naomi Thomas

Naomi Thomas
NaomiThomas@FOLK2FOLK.com
01566 771839
linkedin

I have recently joined FOLK2FOLK as Loans Administrator to support the Borrowing team. At present my role is constantly evolving, meaning my days are extremely varied! I live with my fiancé and our two daughters and our family time is spent exploring Cornwall, cooking, seeing friends and making memories.

Alex Gray

Alex Gray
alexgray@FOLK2FOLK.com
01566 788 355
linkedin

I worked in agricultural and commercial insurance for 4.5 years in Holsworthy before joining FOLK2FOLK. I live in Cornwall with my cat and in my spare time, I enjoy seeing friends and family, cooking and keeping fit.

Mark Thomas

Mark Thomas
markthomas@FOLK2FOLK.com
01566 771 837
linkedin

I work for FOLK2FOLK as a loans officer dealing with loan redemptions and customer account reviews and queries. I'm a dairy farmer's son with 37 years in financial services where I worked with a number of SME and agricultural businesses in Cornwall for a bank. Amongst my interests are cricket and I'm Treasurer and player at Truro CC- also on the committee of Cornwall County CC. Interested in both family and military history and read widely - mainly on Georgian and Napoleonic themes.

Laura Alford

Laura Alford
lauraalford@FOLK2FOLK.com
01566 788 363
linkedin

I have worked at Folk2Folk since inception, initially in the lending team before moving to the borrower team, processing applications. I have remained in this team, which is now much larger than it was before! I have previous experience in administration and finance. Out of work I dedicate my time to my ‘Yorkiepoo’, Herbie, as well as cooking and entertaining.

Gill Alford

Gill Alford
gillalford@FOLK2FOLK.com
01566 788 366
linkedin

I have worked in the Financial Services Industry for over 30 years and at FOLK2FOLK for 3 years. My role within FOLK2FOLK is the manager of the Loan Matching team. I contact lenders when a loan becomes available to give the details of the opportunity to ascertain if the client would like to lend. I enjoy speaking with clients on a daily basis and maintain a close relationship with them. On a personal level, I enjoy cooking, gardening and walking – one of my favourite places being the Isles of Scilly.

Gemma Walker

Gemma Walker
gemmawalker@FOLK2FOLK.com
linkedin

I have joined FOLK2FOLK as a Client Relationship Officer in the Borrowing Team.
I am originally an English Language and Literature graduate and have recently completed my Masters in Law at the University of Sheffield.
I have now returned to my home county of Cornwall. In my spare time I enjoy fair-weather cycling and playing my violin in a local orchestra.

Marketing

Amanda French

Amanda French
amandafrench@FOLK2FOLK.com
01566 788 356
linkedin

After 10 years in private practise and in-house as a commercial property lawyer in Bristol and London, I moved to Devon and now lead the Professional Partnerships initiative at FOLK2FOLK. I love being “home” in the southwest running on Dartmoor, cycling, sea swimming and spending time with my daughter.

Ian Bell OBE

Ian Bell OBE
ianbell@folk2folk.com
07483 171 372
linkedin

Ian has a practical farming background. From March 2001 until January 2018 he was CEO of the Addington Fund, supporting farming families during FMD and developing the Fund’s affordable housing work, before joining FOLK2FOLK. He remains very involved with many farming organisations and continues to participant in the Prince of Wales Affordable Housing Initiative.

Veryan Skinner

Veryan Skinner
veryanskinner@FOLK2FOLK.com
01566 788 349
linkedin

Having worked in marketing and communications for global and multinational businesses in London, Singapore and Sydney for 20 years, I returned home to the countryside of Devon and Cornwall and began working with small and micro businesses; I have always admired the amazing energy and determination of the entrepreneurs that run them. I'm proud to work for FOLK2FOLK, a company that fills a vital gap in helping local and rural businesses flourish. Outside of work you'll find me running around our 2 boys either on the moor, in the surf or on the rugby pitch!

Claire Thayers

Claire Thayers
clairethayers@FOLK2FOLK.com
07483 133 534
linkedin

I'm an ex-Young Farmer and an ex-farmers wife! With 20 years experience of working in marketing, I was previously Marketing Manager for Coodes in Cornwall, I went on to work for Cornwall Community Foundation before setting up my own CSR consultancy and clients included Visit Cornwall, Cornwall Chamber and Rotary International. I moved back to Gloucestershire 4 years ago and I set up the Assn. of Glos Business Groups and now chair Glos Forwards in partnership with Glos. Rugby. I have two gorgeous grown-up girls, a crazy dog, and a passion for rugby and horses… and fine food!

Amy Bickham

Amy Bickham
amybickham@FOLK2FOLK.com
01566788376
linkedin

I recently joined FOLK2FOLK as a Marketing Executive with a focus on social media, events and email marketing. Having two years previous experience in Marketing and I am very excited to develop my career within this team. I have lived in North Cornwall for the majority of my life and enjoy exploring the coastlines and countryside Cornwall has to offer.

Sales and Customer Services

Carlton Hammond

Carlton Hammond
CarltonHammond@folk2folk.com
01566 788497/07484 544 975
linkedin

Previously specialising in Real Estate, General Trading Businesses and Agriculture, my skill set led me to a position at FOLK2FOLK. Rural lending is the lifeblood of the area I now call home and it therefore makes sense for me to be a part of a company that strives to support it.

In my spare time you’ll find me at the gym, kayaking, running or spending time exploring Cornwall.

Sue McIntosh-Gibbs

Sue McIntosh-Gibbs
SueMcIntosh-Gibbs@FOLK2FOLK.com
07483171371
linkedin

I am a Business development manager with many years’ experience in the finance industry. I have recently joined FOLK2FOLK and am thoroughly enjoying being part of an energetic and dedicated team and contributing to The Local Lending Movement!

Tillie Pullen

Tillie Pullen
tilliepullen@FOLK2FOLK.com
01566 788 354
linkedin

I support projects within the business which means my days and weeks are very varied! I work on anything from product launches to improving the ways we do everyday tasks. At home I have 2 cats and 2 dogs and enjoy songwriting, singing with my band and an array of creative hobbies.

Caroline Green

Caroline Green
carolinegreen@FOLK2FOLK.com
01566 773 296
linkedin

Having previously worked in the travel industry I gained some great experience of working in a motivated team delivering excellent customer service.  I am delighted to bring those skills to FOLK2FOLK as I understand that great communication skills and a warm welcome is what people expect and deserve. I love spending time with family and friends, keeping fit at my local gym and walking my dog along some of Cornwall’s most beautiful coastal paths.

Hayley McGuire

Hayley McGuire
hayleymcguire@FOLK2FOLK.com
01684 770 907
linkedin

Throughout my working career, the customer experience has always been an integral part of my day to day activity. This has varied from; call centres and office based case handling for high value accounts within a high street bank, to customer facing services. I enjoy providing an exceptional experience from start to finish to ensure the customer receives the best possible outcome. Out of work, I love spending time with my family and our dog Maggie, reading, baking and travelling.

Rachel Thomson

Rachel Thomson
rachelthomson@folk2folk.com
07468693505
linkedin

After 15 years of working within Commercial Banking, managing a portfolio of clients across all sectors, I’m pleased to use my lending skills in my role as Business Development Manager helping local & rural businesses to grow. Outside of work, you can find me running or cycling around West Cornwall with my husband & various friends. I also enjoy a nice cup of coffee & piece of cake with them afterwards. I love going to new places & seeing different things.

Lynn Pett

Lynn Pett
lynnpett@FOLK2FOLK.com
01566 788 375
linkedin

After nearly 29 years in banking, it’s so refreshing to have something different to offer clients. Helping both Lenders and Borrowers really makes my day! When I’m not here, I’m often out on my bike and have challenged myself to complete the Windsor Triathlon in 2018!

Claire Shelley

Claire Shelley
claireshelley@FOLK2FOLK.com
01566 818535
linkedin

Following 16 years in a blue chip financial services business, I am very pleased to join FOLK2FOLK to work within a smaller customer centric team. In my free time I travel as much as possible.

Becky Kelly

Becky Kelly
beckykelly@FOLK2FOLK.com
01566 788 358
linkedin

I have 10 years’ experience in financial and customer services and joined FOLK2FOLK as the ISA Manager. I've recently been promoted to Head of Customer Services and it’s great to be able to use the skills and knowledge I’ve built over the years. Outside of work I enjoy anything outdoors, walking my dogs, surfing and camping.

Matthew Belding

Matthew Belding
matthewbelding@FOLK2FOLK.com
01566 779924
linkedin

I joined Folk2Folk and originally worked within the Borrowing team before moving to the Customer Service team. I now deal with new loan applications, supporting our Customers who are looking to become Borrowers. Outside of work I enjoy spending time with family and my two dogs and exploring the beautiful Cornish countryside.

Our Board

Tim Sawyer CBE

Tim Sawyer CBE

Tim has over 30 years experience in financial services – beginning his career with Lloyds and then Abbey National. Having founded and run Cahoot bank at the start of the internet era, Tim moved on to running a network of banks for the Sampoerna conglomerate of Indonesia.

Tim spent several years as COO for KRBS and was recently Chairman of Banque Dubois in Switzerland. Currently Tim is also CEO of Start Up Loans, a private sector initiative backed by Government with mandate of delivering £350m funding to start up companies so that they can create 50k new jobs.

Tim was awarded a CBE in the Queen's Birthday Honors List in 2016.

Giles Cross

Giles Cross

Giles brings over 20 years’ experience in marketing financial services. Recently, Giles was responsible for leading the marketing department at wealth management business Sanlam UK where he established the business as a recognized award-winning market leader for digital intelligence. He also previously worked at The English Mutual Group. Giles joined FOLK2FOLK in 2017 as Chief Marketing Officer and was announced as CEO in January 2018.

Louis Mathers

Louis Mathers

Louis is a founder, director and shareholder of FOLK2FOLK. Alongside his drive and passion for developing the FOLK2FOLK business and brand, Louis is a Director and the Head of Parnalls Solicitors Property Department. Having grown up in mid Cornwall and trained as a solicitor in Truro, on qualification, Louis joined the prestigious national firm Burges Salmon LLP where he spent three years before joining Parnalls as a Director in March 2010. With experience in a multitude of sectors including leisure, rural land, agriculture, retail, transport and telecommunications, Louis has acted for a range of clients including public limited companies, investment funds, small and medium sized businesses, charities and private individuals.”

Mark Parnall

Mark Parnall

Mark Parnall is a founding shareholder and non-executive Director of FOLK2FOLK. He has been instrumental in setting up and delivering the services of FOLK2FOLK, which was carved out of the old private mortgage business of Parnalls Solicitors where he remains a Director, dealing primarily with high net worth clients seeking a wide range of private client advice and in particular succession and Inheritance Tax issues arising.

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