How we're different

  • We were born out of a long established firm of Solicitors and we’re proud of our legal heritage.
  • We are one of the world’s only peer to peer lenders with a high street presence.
  • We are all about local lending and meeting our customers’ preferences of where they’d like their money to go.
  • We carefully match-make our Borrowers and Lenders.
  • We lend responsibly: only lending up to 60% (LTV) of the value of the security.
  • We really get to know our Borrowers and take an holistic view of them and their aspirations.
  • Customers get to deal with people, not merely an online platform.
  • We offer high levels of friendly, personal service.
  • We focus on delivering a great service where neither Borrower nor Lender is stressed.


Latest News

Customer Stories

  • Richard's Story - Borrower

    "Sharp & Tappin is a precision engineering company and has been going for 11 years. The business has two parts: one is onboard cameras for ships and the other is composite blade saws...
  • Jim’s Story - Lender

    "I started my working life as a pilot in the Royal Air Force and after a 10 year commission I went to work in a building society which had a business arrangement with Parnalls solicitors who...
  • Pam's Story - Borrower

    "In 2009, I, together with my husband Robert and daughter Robyn, bought a pub which I had previously owned with my husband and sister in law and brother in law and sold in 2001. Since then it...
  • Nick's Story - Borrower

    Originally I was a farmer, but after Foot and Mouth affected us we had to diversify and Folk2Folk have enabled me to do this.  

    I have borrowed money through Folk2Folk since they began and...
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