For companies with a cash surplus (and no immediate plans to use it) peer to peer investing presents an interesting opportunity to earn an inflation-beating interest rate and could be a practical strategy to ensure there is more to cover the future financial needs of their business.
Why FOLK2FOLK presents a great investment opportunity:
- FOLK2FOLK is an award-winning peer to peer (P2P) lending platform.
- We offer an inflation-beating interest rate of typically* 6.5% p.a. paid monthly.
- All investments are secured against land/property with a max. loan to value (LTV) of 60% Open Market Value.
- We have an enviable track record of delivering returns for our investors and take a cautious approach to risk.
- Investments can be from six months up to five years. If you wish to exit early, loan investments can be offered for sale via our secondary market (fees apply).
- We’re unique in the P2P lending space with our focus on supporting local and rural businesses, facilitating lending between like-minded people and businesses.
- We’re authorised and regulated by the Financial Conduct Authority (FCA).
*Interest rate is dependent upon availability of appropriate loans.
Capital at risk. No FSCS.