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Farming & Agriculture: Use your property and land assets to grow your farming business.


FOLK2FOLK specialises in enabling farming and agribusinesses access finance to grow, diversify or refinance. With a FOLK2FOLK agricultural loan, we enable you to stay on top of the challenges of uneven income and expenditure and make farming and business decisions with confidence.

We’ve helped provide:

  • Diversification Finance
  • Renewables Finance
  • Property Finance
  • Development Finance
  • Purchasing new stock or farm equipment
  • Land Purchase
  • Working Capital Finance
  • Refinance existing debt

Want to talk to us about your business or project?

Enquire now

Five reasons to consider a FOLK2FOLK peer to peer loan

  1. We have a rural pedigree and understand the needs of farm and rural businesses
  2. We’re not a bank
  3. We can help make your land and property assets work harder for you by using them as security
  4. We offer short to medium term loans from 6 months up to 5 years
  5. Our interest-only loanstake the pressure off your cash flow

To be eligible for a FOLK2FOLK loan, you must:

  • Be looking for a business loan of at least £50,000
  • Own land or property, other than your home, against which to secure the business loan. We lend a maximum of 60% of the forced sale value of the security. (what do we mean by this?)
  • Be based in the UK (excluding the Isle of Man and the Channel Isles)
  • Be over 18
  • Pass our credit and other checks(what do we mean by this?)

Find out more about funding for farming and agricultural businesses:

Ian Bell OBE, Head of Farm &
Rural Engagement

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Your property against which the loan is secured could be at risk if you don’t meet payments.

Interesting reads:

Toastie Taverns arrow
Lower monthly repayments and a relationship with an organisation that makes the effort to understand her business were two of...
23rd April 2018
Nick’s Story arrow
Originally I was a farmer, but after Foot and Mouth affected us we had to diversify and FOLK2FOLK have enabled...
15th February 2018
Richard’s Story arrow
"Sharp & Tappin is a precision engineering company and has been going for 11 years. The business has two parts: one...
15th February 2018
Pam’s Story arrow
"In 2009, I, together with my husband Robert and daughter Robyn, bought a pub which I had previously owned with...
15th February 2018
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