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SMEs: Whether you’re a manufacturer, wholesaler, retailer or offer professional services, a secured business loan with FOLK2FOLK can help entrepreneurs of all types take that next step.


We help small and medium-sized enterprises (SMEs) accelerate their growth, development and diversification when access to lending from traditional sources is blocked. Whether you run a bricks and mortar business, or you’re based online, a Commercial Loan with FOLK2FOLK can help you get a new venture off the ground or invest in your premises, technology or staff.


  • Secured business loans from £50,000
  • 6 months-5 years
  • Rates from 0.38% p.m.
  • Borrow up to 60% of the Market Value of your security property
  • Loans in weeks not months

We’ve helped finance:

    • New technology or equipment
    • Recruitment of new staff
    • Property development, refurbishment and upgrades
    • Working capital

Want to talk to us about your business or project?

Enquire now

Loans for SMEs

Downloadable sheet about FOLK2FOLK funding for SMEs.

Five reasons to consider a FOLK2FOLK peer to peer loan

  1. We are an SME and understand the needs of small and medium-sized enterprises
  2. We’re not a bank
  3. We can help make your land and property assets work harder for you by using them as security
  4. We offer short to medium term loans from 6 months up to 5 years
  5. Our interest-only loans take the pressure off your cash flow

To be eligible for a FOLK2FOLK loan, you must:

  •  Be looking for a business loan of at least £50,000
  •  Own land or property, other than your home, against which to secure the business loan. We lend a maximum of 60% of the value of the security.
  •  Be based in the UK (excluding the Isle of Man and the Channel Isles)
  •  Be over 18
  •  Pass our credit and other checks (what do we mean by this?)

Find out more about funding for your SME businesses:

borrow case studies

Here to help. Talk to us today!

Contact us today to find out more about business loans for the hospitality sector:
01566788667

Your property against which the loan is secured could be at risk if you don’t meet payments.


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