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SMEs: Whether you’re a manufacturer, wholesaler or retailer, or offer personal or professional services, a secured business loan with FOLK2FOLK can help entrepreneurs of all types take that next step.

We help small and medium-sized enterprises (SMEs) accelerate their growth, development and diversification when access to lending from traditional sources is blocked. Whether you run a bricks and mortar business, or you’re based online, a business loan with FOLK2FOLK can help you get a new venture off the ground or invest in your premises, technology or staff.

We’ve helped finance:

  • New technology or equipment
  • Recruitment of new staff
  • Property development, refurbishment and upgrades
  • Working capital

Want to talk to us about your business or project?

Enquire now

Five reasons to consider a FOLK2FOLK peer to peer loan

  1. We are an SME and understand the needs of small and medium-sized enterprises
  2. We’re not a bank
  3. We can help make your land and property assets work harder for you by using them as security
  4. We offer short to medium term loans from 6 months up to 5 years
  5. Our interest-only loans take the pressure off your cash flow

To be eligible for a FOLK2FOLK loan, you must:

  •  Be looking for a business loan of at least £50,000
  •  Own land or property, other than your home, against which to secure the business loan. We lend a maximum of 60% of the forced sale value of the security. (what do we mean by this?)
  •  Be based in the UK (excluding the Isle of Man and the Channel Isles)
  •  Be over 18
  •  Pass our credit and other checks(what do we mean by this?)

Find out more about funding for your SME businesses:

borrow case studies

Here to help. Talk to us today!

Contact us today to find out more about business loans for the hospitality sector:

Your property against which the loan is secured could be at risk if you don’t meet payments.

Interesting reads:

Toastie Taverns arrow
Lower monthly repayments and a relationship with an organisation that makes the effort to understand her business were two of...
23rd April 2018
Nick’s Story arrow
Originally I was a farmer, but after Foot and Mouth affected us we had to diversify and FOLK2FOLK have enabled...
15th February 2018
Richard’s Story arrow
"Sharp & Tappin is a precision engineering company and has been going for 11 years. The business has two parts: one...
15th February 2018
Pam’s Story arrow
"In 2009, I, together with my husband Robert and daughter Robyn, bought a pub which I had previously owned with...
15th February 2018
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