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P2P lending


Whether it’s a large house building or construction project or a more modest renovation or build, our Development & Construction Loan can help make your plans a reality.


  • Secured business loans from £50,000
  • 6 months-5 years
  • Rates from 0.42% p.m.
  • Borrow up to 60% of the Market Value of your security property (Valuation is not based on GDV)
  • Loans in weeks not months

These features are for property developers and construction projects where planning permission or change of use is required. For all other projects, including farm and agricultural conversions, see our Commercial Loan.

Five reasons to consider a FOLK2FOLK peer to peer loan:

  1. We understand the needs of small businesses
  2. We’re not a bank
  3. We can help make your land and property assets work harder for you by using them as security
  4. We offer short to medium term loans from 6 months up to 5 years
  5. Our interest-only loans take the pressure off your cash flow

Loans for Property projects

Downloadable sheet about FOLK2FOLK funding for property development, renovation and construction projects.

To be eligible for a FOLK2FOLK loan, you must:

  • Be looking for a business loan of at least £50,000
  • Own land or property, other than your home, against which to secure the business loan. We lend a maximum of 60% of the value of the security. Valuation is not based on GDV
  • Be based in the UK (excluding the Isle of Man and the Channel Isles)
  • Be over 18
  • Pass our credit and other checks (what do we mean by this?)

Enquire today to find out more about business loans and construction finance, or call us on:
01566788667

Your property against which the loan is secured could be at risk if you don’t meet payments.


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